Building Secure, Trusted Payments for the AI-Driven Economy

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October 23, 2025    

As transactions move from human clicks to autonomous decisions, the payment lifecycle must evolve to handle trust, intent, and identity in machine-led interactions.

In this on-demand conversation, Pablo Fourez (Chief Digital Officer, Mastercard) and Rory O’Neill (CMO, Checkout.com) explore how agentic payments — powered by tokenization, biometric authentication, and new data-sharing standards — are setting the foundation for secure AI-driven commerce.

They cover:

  • Know Your Agent (KYA): How a new layer of identity verification helps differentiate trusted AI agents from malicious bots in digital transactions.
  • Industry Standards and APIs: What emerging protocols — from A2A agent-to-agent communication to merchant API interfaces — mean for developers, issuers, and acquirers.
  • Security and Trust Frameworks: How Mastercard’s Agent Pay model combines tokenization, biometric authentication, and intent capture to ensure transparency and control.
  • Fraud and Compliance in the Machine Economy: How richer, intent-level data can reduce chargebacks, disputes, and fraudulent activity.